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Insurance Guides & Articles Index |  |
Wedding InsuranceWith the average wedding today costing well over £10,000 there is an obvious large financial commitment invested in this one single event. On top of the monetary costs put into organising a wedding, there is also a substantial amount of time and effort gone into making the whole wedding day a success too. Unfortunately, no matter how thorough you are with the arrangements and wedding day plans there are things that can inevitably go wrong. Unforseen mishaps can be anything from the wedding photographer failing to turn up to losing an expensive wedding ring, either of which would leave its mark on an otherwise happy occasion. This is where wedding insurance can be a godsend for those lucky enough to have purchased it. Starting at just over £60 pounds a wedding insurance plan will cover the big day and any unexpected mishaps along the way. Typical wedding insurance plans will insure you against the following:Cancellation and expenses.Loss or damage to the wedding dress Losing or damaging the wedding ring. The non-appearance of the official wedding photographer. The loss or damage to the wedding photographer's film or negatives before he gets them back to the studio. Public Liability which indemnifies you against legal liability should property be damaged or a wedding guest injured. The loss or damage to wedding presents, wedding stationary, the wedding cake or flowers. Also you are normally insured against the loss of payments, in part or whole, due to the liquidation of wedding suppliers. This could be anything from the wedding car company to the wedding reception caterers. If you're having a wedding abroad, then most wedding insurance will not only cover you for the loss of documents, Passports and luggage but also delays due to any curtailments or travel cancellations. In the event of something catastrophic happening on the wedding day, some wedding plans will even assist you financially in seeking counseling. Wedding Insurance TipIf you are having an overseas wedding, do check the small print for any stipulations or geographical limits. They also might require you both to be UK citizens and reside permanently in the UK as well. Although wedding insurance plans have been around for some time now, approximately only 15% of weddings have any kind of insurance at all. And despite the fact weddings seem to be on the decrease there does seem a tide of change happening. A recent poll questioned a large group of 10 - 17 year olds and over 80% hoped one day to get married. This return back to traditional values can only be a good thing as it will help the wedding insurance providers keep their insurance plans at very competitive prices. For such a small fee these insurance policies do make good sense, and when you look at the top 5 claims it just goes to prove how insuring your wedding day will give you peace of mind. The Top 5 Wedding Insurance ClaimsWedding dress damage. |
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