Vauxhall Car Insurance

Published 4th March, 2007.

Continuing our series of articles where we look at insurance groups and the affects they have on insurance costs, we first began by covering the range of Fords currently available on the market. However, in this article we now turn the spotlight on another of the UK's most popular brands - The Vauxhall.

For well over 100 years Vauxhall have consistently produced cars that have captured the imagination of thousands of motorists, to the extent that some of the older Vauxhall models are now considered classics in their own right by collectors and enthusiasts around the world.

The popularity of Vauxhall and their cars might be due to the ideology they have always strived to maintain. That is to manufacture good, honest and reliable cars that cater to the tastes and whims of the mass market. From their innovative and cleverly designed Vauxhall Corsa to the high performance Vauxhall VX220 , which back in 2003 was quite deservedly awarded the title "performance car of the year". These two, plus many others in their vast range, have all helped Vauxhall maintain a solid presence in the UK car market and ensured that anyone looking to buy a new car today will probably have at least one Vauxhall on their shortlist.

Vauxhall - The Economical Car

However, for the majority of buyers making a decision on a new car will normally mean taking into account far more aspects than the design alone, with running costs, repair costs and car safety all high priority on the average buyers mind. But Vauxhall have, over time, established themselves as a brand that is renowned for economy. For example, a typical Vauxhall not only looks stylish but will also be economical to run, cheap to repair and have servicing bills that many competing brand owners can only dream about.

Vauxhall Insurance Offers

Taking a closer look at Vauxhall it's clear to see their innovative ideas extend way beyond car design as well, as continued empathy towards customer satisfaction brings new and interesting developments to the marketplace. Probably the most noticeable of these are the special offers and discounts frequently bundled in with new car purchases.

The most noteworthy of which are the subsidised insurance offers that are run from time to time. This is where the purchaser of a new Vauxhall will have their first year of insurance made available at a fixed price. Although purely a marketing promotion this can be a blessing for anyone burdened with expensive insurance premiums, and especially attractive to the younger driver as they are the ones most likely to be paying extortionate amounts for car insurance.

The two cars that are regularly used in subsidised insurance promotions are the Corsa and Astra, both of which happen to be very popular choices for the younger driver. With this in mind, it's not difficult to see how Vauxhall's marketing is right on the button, as not only promotions like this, but all of their purchasing incentives, are always targeted at precisely the correct demographic.

Extended Fixed Price Insurance

Although younger drivers will benefit the most from having insurance offered to them at a fixed price, it's not hard to see how it can also be a major incentive to other age groups as well. After all, following the initial purchase of a new car the second largest sum paid out will normally be for insurance, so any assistance in offsetting insurance premiums can make a vast difference to the overall cost of car ownership. Sometimes this offer is extended so that the fixed price insurance runs into the second and third year of car ownership, but ultimately it will depend on the retailer the car is bought from and the terms and conditions of the offer, as promotions themselves can differ from showroom to showroom.

Vauxhall Free Insurance

For the fortunate few, who are in the right place at the right time, it might be possible to find a Vauxhall retailer offering free insurance with every new car purchase. Once again this promotion will typically apply to the Astra and Corsa in their range, but if it's one of these models you intend buying then it might pay to search around in the hope you can find a retailer currently offering it. Unfortunately, unlike the fixed price insurance, and as far as we can ascertain, these free insurance offers never apply to the second and third year of ownership, as we imagine this would be a less than cost effective approach for Vauxhall.

Drive Away Today

The Vauxhall marketing team also appear to have taken into account the " must have it now" generation by designing a solution for the impatient buyer. They recently launched a new service throughout many UK dealerships called the "phone-and-go, which enables anyone buying a new car to drive it home the very same day.

In the past buying a car from a showroom would often mean a short delay while the paperwork was finalised and the car's insurance was organised. With Vauxhall those days appear to have gone, as once you have signed on the dotted line the car's insurance can be arranged there and then.

Sales staff now give buyers the opportunity to drive the car home immediately, as temporary insurance is arranged to make the car fully road legal. Comprehensive insurance is offered for a period of up to seven days and at no cost to the buyer. It is then the their prerogative at the end of those seven days to either continue with the Vauxhall insurance or arrange a policy from a company of their own choice.

Vauxhall's Appeal

In summary, Vauxhall do make taking to the road a relatively easy experience. There's always a wide variety of cars on offer in all manner of shapes and sizes. They are well designed, functional and have enough diversity to appeal to the tastes and needs of a wide variety of motorists. However, from an insurance point of view, probably the pivotal point will be the insurance group rating for the car, and it this we will now be looking at.

You may be aware that insurance group ratings are in a period of transition as the old 1 to 20 system is being enhanced. We shall publish the new insurance groups as soon as we can, until then here are the group ratings that will run alongside the new system:

Vauxhall Agila - Agila Expression , Agila Enjoy, Agila Design
Insurance Group - Group 2 through to 3.

Vauxhall Meriva - Meriva Expression, Meriva Life, Meriva Club, Meriva Design, Meriva VXR
Insurance Group - Group 3 through to 12

Vauxhall Corsa - Corsa Expression, Corsa Life, Corsa Club, Corsa SXi, Corsa Design
Insurance Group - Group 1 through to 6

Vauxhall Tigra - Tigra 1.4i, Tigra 1.3CDTi, Tigra Sport 1.4i, Tigra Sport 1.8i, Tigra Sport CDTi
Insurance Group - Group 8 through to 12

Vauxhall Astra - Astra Expression, Astra Life, Astra Club, Astra SXi, Astra CDTi, Astra SRi, Astra Sport
Insurance Group - Group 4 through to 17

Vauxhall Zafira - Zafira Expression, Zafira Life, Zafira Club, Zafira Design, Zafira SRi, Zafira VXR
Insurance Group - Group 5 through to 14

Vauxhall Vectra - Vectra Exclusiv, Vectra Life, Vectra SRi, Vectra Design, Vectra Elite, Vectra VXR
Insurance Group - Group 9 through to 18

Vauxhall Signum - Signum Exclusiv, Signum Elegance, Signum Design, Signum Elite
Insurance Group - Group 9 through to 15

Vauxhall Monaro - Monaro 5.7i V8 Coupe
Insurance Group - Group 20

Vauxhall VX220 - Insurance Group 20

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